LoanSetu

Pune, Maharashtra

Loan Against Property in Pune

Compare loan against property offers available to borrowers in Pune, Maharashtra. We work with 40+ RBI-regulated banks and NBFCs, so instead of visiting branches one by one you can check your eligibility online and see indicative rates from multiple lenders at once. Rates start from 9.75% p.a., and checking your eligibility does not affect your credit score.

  • Loan up to 70% of property value
  • Amounts up to ₹2 Crore+
  • Tenure up to 15 years
  • Lower rates than unsecured loans

Get loan against property offers in Pune

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100% free. No impact on your credit score to check offers.

Loan Against Propertys in Pune: what to know

If you already own residential or commercial property in Pune, a loan against property lets you borrow against its value while continuing to use it. Because it is secured, rates are typically lower than an unsecured loan — but the final amount depends on the lender's valuation of your property.

Compare lenders serving Pune

LenderRate fromMax amountTenureProc. feeDisbursal
HD

HDFC Bank

Fast approvals for salaried

10.5%₹40 L7 yr1.5%24h
IC

ICICI Bank

Wide product range

10.75%₹50 L7 yr1.5%48h
TC

Tata Capital

10.99%₹35 L6 yr1.75%48h
KM

Kotak Mahindra

Low home-loan rates

8.6%₹2 Cr20 yr0.5%96h
Indicative
Rates are starting rates and subject to lender approval, profile and credit score.

Example EMI

Loan amount

₹20 L

At 9.75% p.a. · 15 yrs

₹21,187/mo

Total interest

₹18.14 L

Illustrative only, at the lowest advertised rate. Your actual rate depends on the lender's assessment. Adjust the numbers →

Eligibility

  • Own a residential/commercial property
  • Age 24–65 years
  • Steady income to service the EMI
  • Clear, marketable property title

Documents required

  • PAN & Aadhaar
  • Property ownership documents
  • Income proof
  • Bank statements (6 months)

FAQs — Loan Against Property in Pune

Which lenders offer a loan against property in Pune?+

Most major banks and NBFCs on our panel lend in Pune. Rather than picking one upfront, submit a single enquiry and we'll show you the lenders whose criteria your profile actually matches — along with their indicative rates.

Can I apply for a loan against property in Pune entirely online?+

Yes. Eligibility check, document upload and application tracking are all online. A loan expert can assist over call or WhatsApp, and most lenders only require a physical step if property or collateral valuation is involved.

How long does approval take in Pune?+

Pre-approved offers can disburse within about 24 hours. A fresh application typically takes 1–3 working days after your documents are verified. Secured loans take longer because of valuation and legal checks.

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