LoanSetu

Rates from 8.6% p.a.

Home Loan — rates from 8.6% p.a.

Buy, build or renovate your home with tenure up to 30 years and some of the lowest rates in the market.

  • Loan amount up to ₹5 Crore+
  • Tenure up to 30 years
  • Low processing fees
  • Balance transfer & top-up options
  • Tax benefits under Sec 24 & 80C

Get home loan offers

100% free. No impact on your credit score to check offers.

Compare home loan lenders

LenderRate fromMax amountTenureProc. feeDisbursal
HD

HDFC Bank

Fast approvals for salaried

10.5%₹40 L7 yr1.5%24h
AX

Axis Bank

Competitive salaried rates

10.49%₹40 L7 yr1.5%48h
IC

ICICI Bank

Wide product range

10.75%₹50 L7 yr1.5%48h
KM

Kotak Mahindra

Low home-loan rates

8.6%₹2 Cr20 yr0.5%96h
Indicative
Rates are starting rates and subject to lender approval, profile and credit score.

Eligibility

  • Age 21–65 years
  • Stable income, salaried or self-employed
  • Property with clear title
  • Credit score 720+ preferred

Documents required

  • PAN & Aadhaar
  • Income proof (salary slips / ITR)
  • Bank statements (6 months)
  • Property documents
  • Sale agreement

Frequently asked questions

What is the maximum home loan tenure?+

Up to 30 years, subject to your age at loan maturity (usually capped at 70).

Can I transfer my existing home loan?+

Yes. A balance transfer to a lower rate can significantly cut your total interest — we help you compare and switch.