LoanSetu

Rates from 16% p.a.

Business Loan — working capital & growth

Unsecured business loans for MSMEs, traders and self-employed professionals. Fund inventory, expansion or cash flow.

  • Loan amount ₹50,000 to ₹50 Lakh
  • Tenure up to 5 years
  • Collateral-free options
  • Flexi loan & overdraft facilities
  • Quick approvals for GST-registered businesses

Get business loan offers

100% free. No impact on your credit score to check offers.

Compare business loan lenders

LenderRate fromMax amountTenureProc. feeDisbursal
BJ

Bajaj Finserv

Flexi loan options

11%₹40 L8 yr2%24h
IC

ICICI Bank

Wide product range

10.75%₹50 L7 yr1.5%48h
TC

Tata Capital

10.99%₹35 L6 yr1.75%48h
RF

Ram Fincorp

Approves thin credit files

13.5%₹5 L3 yr2.5%12h
Indicative
Rates are starting rates and subject to lender approval, profile and credit score.

Eligibility

  • Business vintage 1+ years
  • Minimum annual turnover ₹10 Lakh
  • Age 24–65 years
  • GST & bank statements for the business

Documents required

  • PAN (business & proprietor)
  • GST returns
  • Last 12 months bank statement
  • Business registration proof
  • ITR (last 1–2 years)

Frequently asked questions

Do I need collateral for a business loan?+

No — we offer unsecured business loans. Secured options (against property) unlock larger amounts at lower rates.

Can new businesses apply?+

Most lenders require at least 1 year of vintage. Newer businesses may qualify via secured or co-applicant routes.