LoanSetu

Pune, Maharashtra

Home Loan in Pune

Compare home loan offers available to borrowers in Pune, Maharashtra. We work with 40+ RBI-regulated banks and NBFCs, so instead of visiting branches one by one you can check your eligibility online and see indicative rates from multiple lenders at once. Rates start from 8.6% p.a., and checking your eligibility does not affect your credit score.

  • Loan amount up to ₹5 Crore+
  • Tenure up to 30 years
  • Low processing fees
  • Balance transfer & top-up options

Get home loan offers in Pune

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Home Loans in Pune: what to know

Buying property in Pune usually means a large, long-tenure loan, so even a small difference in interest rate compounds into a significant amount. It is worth comparing lenders carefully, and reviewing a balance transfer if you already hold a home loan at a higher rate.

Compare lenders serving Pune

LenderRate fromMax amountTenureProc. feeDisbursal
HD

HDFC Bank

Fast approvals for salaried

10.5%₹40 L7 yr1.5%24h
AX

Axis Bank

Competitive salaried rates

10.49%₹40 L7 yr1.5%48h
IC

ICICI Bank

Wide product range

10.75%₹50 L7 yr1.5%48h
KM

Kotak Mahindra

Low home-loan rates

8.6%₹2 Cr20 yr0.5%96h
Indicative
Rates are starting rates and subject to lender approval, profile and credit score.

Example EMI

Loan amount

₹35 L

At 8.6% p.a. · 20 yrs

₹30,596/mo

Total interest

₹38.43 L

Illustrative only, at the lowest advertised rate. Your actual rate depends on the lender's assessment. Adjust the numbers →

Eligibility

  • Age 21–65 years
  • Stable income, salaried or self-employed
  • Property with clear title
  • Credit score 720+ preferred

Documents required

  • PAN & Aadhaar
  • Income proof (salary slips / ITR)
  • Bank statements (6 months)
  • Property documents
  • Sale agreement

FAQs — Home Loan in Pune

Which lenders offer a home loan in Pune?+

Most major banks and NBFCs on our panel lend in Pune. Rather than picking one upfront, submit a single enquiry and we'll show you the lenders whose criteria your profile actually matches — along with their indicative rates.

Can I apply for a home loan in Pune entirely online?+

Yes. Eligibility check, document upload and application tracking are all online. A loan expert can assist over call or WhatsApp, and most lenders only require a physical step if property or collateral valuation is involved.

How long does approval take in Pune?+

Pre-approved offers can disburse within about 24 hours. A fresh application typically takes 1–3 working days after your documents are verified. Secured loans take longer because of valuation and legal checks.